Critical Illness

Critical Illness/Accident Insurance for Individuals

Critical Illness Insurance pays a lump sum cash benefit when you are diagnosed with a critical illness.

In the time it takes you to read this sentence, the bills from a critical illness may have forced yet another American to file for bankruptcy. Some 1.4 million Americans will file for bankruptcy which equates to about three every minute.

This product was developed to help consumers cover expenses associated with critical illness. Appropriately, it's called Critical Illness Insurance.

 

This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions. Some 600,000 Americans now have this protection purchased on an individual basis or through a plan offered by their employer.

Why we need Accident Insurance?

Accidents happen to all of us. And, whether it's a broken bone, a sprain, a car accident, or an allergic reaction to a bee sting, meeting the costs for treatment and recovery after an injury can be challenging. Sometimes you will be out of work! An affordable accident insurance policy will give you peace of mind and can help you pay for the expenses that are not fully covered by your major medical insurance.

My goal is to provide the information you need to make an educated decision by answering the more common questions posed by consumers.
 
Learn more about the benefits of having this insurance coverage by calling me, Eva Montes at 704.968.1515 today!